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Archive for January, 2010

separate accounts are bumming me out

January 26th, 2010 at 05:05 am

Let me start off saying that having separate accounts is not a bad thing. For many - it is a very good and workable solution. For my honey and I we have always gone the joint route and it has worked out well for us.

In planning for his deployment, we created a second account that is techincally joint as well, but it's really his account. We set it up joint so I could move money into it quickly if needed, but all and all I don't touch it or monitor it besides making sure it doesn't say zero or anything negative.

He got a chance to call me today and we talked about me moving some money into it soon. It kind of bums me out because it makes it feel even more real that he is gone. We've been married for over 14 years and we always keep our assets together. It just feels weird to have something this separate set up.

All in all I have nothing to complain about and am trying to make the best of it while we are apart, but it just still feels a little melancholy sometimes when I see our two separate accounts.

Apparently I'm a financial freak!

January 25th, 2010 at 05:55 am

My neighbor called me the other day letting me now that she is embarking on a new venture and if I could be a practice customer for her with her and her trainer. I blindly agree, cause she is a great neighbor, it's the least I could do.

Turns out it was financial advising with the eventual selling of insurance, etc. The sell starts with giving people a financial analysis and showing some examples of people's financial situations and how they were able to improve them.

We talked a bit and it turns out my financial situation is better than their examples. Okay - in full disclosure - I have seen a financial advisor last summer and had a good idea on my finances so I didn't do the whole run down with them. But it felt really good that we are on track! They told me how I was not average and ahead of the curve, which I have to say, I enjoyed.

Knowing that my hubby was going to be deploying, we worked hard to get our financial house in order and it's nice to feel like we did a good job!


Eating the food in the house challenge

January 15th, 2010 at 07:33 am

Man - I suck at keeping this blog up.

Since I last blogged, my honey left on a deployment leaving me at home with the 2 kidlets. We are surviving, but I have given myself a challenge to pass the time. We have a ton of food in this house. I'm not gonna lie. We like to cook and we like to eat and we like to buy food we think we will get around to cooking and eating. The result? We have a ton of stuff in the cabinets and freezer. I want to try to use it all before my honey comes back so we can start fresh when he comes back (and hopefully eat healthier).

I still buy some groceries, but I'm trying to really keep it in check to force me to use the stuff in the house. I expect we will have a few thanksgiving feasts through the year. I've started inviting friends to come over for dinner, not just for company but to help us eat some of this food.

I read an article once that a lot of families could live several months easily just eating the stuff that was in their house.

It takes more work to plan things out and defrost things in time, but I am bound and determined to save some money doing this!